Equipment Floater

Protect your equipment while on the job.

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If you are in a business where you move your equipment from site to site for example construction, you should consider an equipment floater as an addition to your standard insurance coverage. This type of protection is important because if your equipment is not at a single or specific location - your traditional property insurance policy does not provide coverage. Not only do equipment floaters cover the transit exposures but also cover theft while equipment is being stored in a secure location.

Equipment that is included in the policy:

  • Bulldozers
  • Backhoes
  • Lawn Mowers
  • Landscape Installation Equipmen
  • Landscape Installation Equipment
  • Photographic Equipment

Coverage Includes:

  • Damage caused by others
  • Theft
  • Fire
  • Vandalism
  • Water Damage
  • Breakage

For equipment five years or less, generally coverage pays for the repairing or replacing with new equipment. For older equipment coverage usually pays for the cost to repair or cost of replacement based on actual value.