Here is a quick product overview of the types of commercial insurance products which might be appropriate for your business. Have a question regarding any one of these products, click on Live Chat and we will be happy to assist you.
For your business contents and buildings.
Business Owners Packages
Geared to the small business owner, this policy combines both property and liability in one policy and also provide extras such as business interruption, computer coverage, and many other risks.
Coverage for claims in the event of bodily injury or property damage occurring on the premises or caused by products or completed operations of your business.
A specialty coverage for new and used car dealers, auto service stations, repair garages, and stores that work on vehicles.
Dividend plans and competitive rates are available from over two dozen companies.
Occupational Accident Plans
Coverage for injuries to employees, can include accident medical expense coverage, weekly accident disability income, and accidental death and dismemberment. Various limits, deductibles and policy forms are available.
Policies designed for new construction to cover the materials and supplies needed to build, and the increased value while building. This policy
provides coverage that the standard property policy does not.
Whether one business vehicle or a fleet of hundreds, we have the right product for you.
If you ship your products in the US or out, you need a cargo policy.
This means a policy that covers equipment and tools that move or are taken off premises.
Boiler and Machinery
Covers boiler explosions, mechanical breakdown, and loss of income.
Protects your business from employee dishonesty, theft of money and securities, burglary and robbery.
Coverage for mechanical breakdown and other damage. Also covers data and media and extra expense to re-create information in the event of a loss.
We can help you with all types of bonds -- ERISA bonds, contractor bonds, notary bonds, bid bonds, performance bonds, etc.
Group Life and Health Products
Life and health insurance for an individual or a group.
If your business is in a flood plain, we can provide flood insurance for your building and contents.
If your business involves keeping customers' items, this can cover loss to those items while they are in your possession.
Business Interruption and Extra Expense
In the event of a covered loss, this policy provides coverage for lost income, payroll expenses, and other extra expenses incurred to move or advertise to maintain the business.
Special Events Coverage
Coverage for parties, hole-in-one contests, one-day events like weddings, one-day sales, fairs, exhibitions, and reunions.
PEO (Professional Employer Organization)/Employee Leasing
Many businesses are contracting with PEO’s to provide payroll services, Workers’ Compensation coverage and Group Health as well as other Fortune 500 benefits that small employers are unable to provide. We have access to several PEO’s and can help you coordinate your existing insurance coverage with the plans the PEO provides.